Q&A: How AP Localized Flood Insurance Investigation for States and Small Towns

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By: Erin Madigan White | Associated Press

For many years, the federal government offered subsidized flood insurance on homes and businesses constructed before there were many rules about building close to the water. But premiums have been insufficient to cover the payouts, leaving the National Flood Insurance Program billions of dollars in debt. There has been public outcry over some actions taken in Congress to support the program.

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