Driving home from the beach a few weeks ago, I listened to a guest on NPR assert that most of the damage from Hurricane Ian was insured, implying, I imagined, that homeowners would rebuild without too much trouble.
Wait, I thought, that’s not right.
Many homeowners in the affected areas were under-insured or had no insurance at all. They were going to have to rebuild on their own dime or more likely rely on federal disaster aid.
How did I know this?
The insurance data are in the Federal Emergency Management Agency’s public online files, which I have been using for years while writing about risky coastal development.
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